About us

The main function of the Agency is to promote, regulate, supervise and ensure effective administration of the Enugu State Universal Health Coverage Scheme (ESUHCS).

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What we do

Enugu State Universal Health Coverage Scheme (ESUHCS) provides affordable health care services for the Formal sector (which includes civil servants), the informal sector (which includes formal private sector, self-employed, artisans etc.), low income earners unable to afford the basic cost of health and Tertiary students

Universal Health Coverage

What does universal health coverage mean?

Universal health coverage (UHC) means that every resident of Enugu State has access to the health services they need (prevention, promotion, treatment, rehabilitation and palliative care) without the risk of financial hardship when paying for them.

What services are included in universal health coverage?

Essential health services (including for HIV, tuberculosis, malaria, non-communicable diseases, and mental health, sexual and reproductive health and child health) are available to those who need them. Please see the “State Standard Package of Health Services” for more information.

How is universal health coverage financed?

A key element of financing for universal health coverage is sharing resources to spread the financial risks of ill-health across the state’s population. The scheme will collect large pools of prepaid funds that can then be used to cover the health care costs of those in need, regardless of their ability to pay.

Are the most vulnerable people covered?

In terms of financial protection, the most vulnerable people have access to the health services they need without restrictions. In Enugu state, the government is utilizing general budget revenues to meet the health costs (and /or insurance premiums) of the poor and vulnerable in the population.







ESUCHS Insurance Premiums

Enugu state universal health coverage scheme (ESUHCS) insurance premiums

Primary Beneficiary
(Formal Sector)

₦12,000Annually

  • This applies to civil servants subject to monthly salary deductions (premium) as agreed with labour union
  • All pregnant women and children under five years are eligible to access free care under this scheme
Basic Minimum Package
of health Services

Primary Beneficiary
(Informal Sector)

₦12,000Annually

  • This applies to those working as self-employed and artisans on payments of an annual premium of ₦12,000 for a single adult beneficiary
  • All pregnant women and children under five years are eligible to access free care under the scheme
Basic Minimum Package
of health Services

Each Dependent
(Under 18years of age)

₦12,000Annually

  • This applies to each dependent aged 6 to 18 years of a single adult beneficiary
  • All pregnant women and children under five years are eligible to access free care under this scheme
Basic Minimum Package
of health Services

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